Accumulating ETF is an exchange-traded fund that automatically reinvests dividends and other income back into the fund. Investors do not receive regular payments into their accounts; instead, the income remains within the fund and contributes to further capital growth.

This type of ETF is particularly popular among long-term investors, as it allows them to take advantage of the power of compound interest without having to reinvest dividends themselves. Many investors in Germany choose Accumulating ETFs specifically to build retirement savings or achieve long-term financial goals.